How to invest in Philippine Stock Market moving sideways?

How to invest in Philippine Stock Market moving sideways?

The Philippine Stock Market has been moving sideways now.

So what’s the good thing to do in such a situation?

Here’s a good read on how to invest in this phase of Philippine stock market.

It has lot of helpful insights and even some stock recommendations you can buy for your investments.

I’ve highlighted below some interesting points raised that are really helpful for you as investor in the Philippines.

Enjoy shopping!

Have fun investing!

PS1: If you want to be an affiliate of Bo Sanchez’ Truly Rich Club, giving you an opportunity of a passive income, you can check it here!

PS2: Make sure you’re part of our private Facebook group – Investing in the Philippine Stock Market – Tips and Tricks!

Source: http://business.inquirer.net/67555/how-to-make-money-in-a-sideways-market

How to make money in a sideways market

Your job and your ultimate treasure

One day I told my officemate, “Congratulate me!”

And she said “Why?”
I replied, “Because I’m leaving the office early!”

Yup, that time was only few minutes after 6pm. It was a deviation from my usually late night-time going back home, which is usually past 8 pm.

My office is located in McKinley area, Taguig so I had to take an FX first to get to the nearest MRT station, which is Magallanes… only to be surprised by the very mega long queues of people at the mercy of helpless MRT operators.

The line is so long that it has already reached the ground down from the second floor!
I didn’t care at first thinking that I would just need to go to the South-bound lane and take a round-trip going to North instead.

But nah, it’s the same picture of long-line of people stuck on their places, waiting for the signal of the operator to let the guard allow entry to the station. The line has also extended down to the ground floor!

Now imagine you’re in that situation, hurrying to go home to give yourself a good rest, only to find yourself extending your work hours in that crowded place.

I really honor all those people who could persevere such an indirect torture. You see, one of my weaknesses (or strength) is not having that ability to wait non-sensely. I value my time dearly.
You know how impatient I get sometimes? 

To the point that I would open a book to read while my laptop is starting up. HAHA

When I commute, I make sure I have a book to get myself rid of non-sense waiting while the train arrives and once I get inside. Sometimes, I treat myself with relaxing music instead when I don’t feel like reading. But in any case, I make sure I use my time wisely.

So going back to my story, after a series of going back and forth thinking which way to fall in line, I decided instead to go to the nearest fast food chain and make this blog while waiting for the crowd to fade out. After almost two hours, I went back to the station, and true enough, it was far more convenient than it was during the jam-packed rush hour.

Excellent Quotes by Warren Buffet

Excellent Quotes by Warren Buffet

taken from Facebook

My Maids Are Now Richer Than Many Managers (by Bo Sanchez)

My Maids Are Now Richer Than Many Managers

Three years ago, I taught my Maids how to invest in the Stock Market.

People laughed at me when I told them what I was doing.

“That’s too much for them,” one friend told me. “They can’t handle that. It’s better to teach them how to put their money in the bank.”

But who’s laughing now?

One of my maids has P308,388 in her Stock Market account.

My other maid has P176,465 in her account.

That may not be much to you, but to them, they feel very rich.

And here’s a fact: My Maids are now richer than many Managers.

I’m not kidding.

You see, I talk to a lot of Managers when I give corporate seminars.

Many of them have Zero savings and are buried in debt.

My maids? They’re confident that they’ll have P5 Million in 20 years.

Photo credit

If you’ve got 20 minutes a month,
You can work a financial miracle in your life.

Freedom day, One Minute Millionaire and VUL Investment

Happy Independence Day!

Holidays could be the sweetest words I could hear.
If you’re like me who always have something on the table, every holiday announcement by the government is a lovely music to my ears.
So I took advantage of this holiday and gave myself a good rest. Yeah, I was celebrating Independence Day of the Philippines on my bed, with lot of Z’s going out of my mouth. But before you accuse me of not being patriotic enough, I want to add that I also spent some time reflecting and cherishing the spirit of this celebration before I took that loooong siesta.
I think it’s even more meaningful for our fellow Filipinos who are out of the country.
I know they have been dreaming of a better Philippines, a country that is ready to meet the needs of each and every Filipino.

I’m one of those who regard our OFW as our new heroes in our time.
The pain of leaving your family behind just to give the needs of their family is real. In fact, they are part of the group to whom I dedicated my first financial book – Investing in the Philippine Stock Market for Beginners.
I myself couldn’t even imagine myself working in a province far from my family. How much more difficult it would be for me working in a foreign nation.  Of course, I’m also aware that time will probably come when I have to just do it and I just hope that I would be ready by then. J

One Minute Millionaire

I’m currently reading the book One Minute Millionaire by Robert G. Allen and Mark Victor Hansen.
Yeah, another book to make things easier and clearer for me.  Another investment in knowledge that will pay better returns. And I love the book so much!
I noticed that buying books has been one of my vices. The pattern has been to buy a new book even after I haven’t finished the last book I had bought. HAHA.
The book is basically helping people become an enlightened millionaire one minute at a time.
It’s thrilling to know that every 60 seconds, someone in some part of the world becomes a millionaire. My mind was opened up that indeed, there’s no easier time of getting your first million than now. With the advent of technology specifically of the internet, everyone now has equal reach of getting that millionaire dream real.
To give you some preview on it, its first few pages discuss the two ways of achieving a million dollar dream: the long route and the short route.
The difference between the two is on the method of how you attain that million dollar dream.
The long route is basically saving money each day and letting it accumulate and grow with time. As such, this is the safest and easiest way to your first million dollar.  You can study the chart below:

How the Investment of only one dollar per day grows into $ 1,000,000.

% Interest	Number of years to grow into A Million Dollars
3	147 years
5	100 years
10	56 years
15	40 years
20	32 years

So to become a millionaire in your lifetime, you just need to (1) find an investment that yields at least 10% annually after taxes, and (2) have the discipline to save each day.
Translated to Philippine context, you can become multimillionaire just by saving at 50 pesos per day and having the two requirements above. Isn’t that good news?! J That’s just 1,500 per month!
But that’s the long route. Naturally we want things to be fast, including building your wealth.
So here are the four major ways of becoming a millionaire faster and thus gives you a shorter route.

1.       Investments

2.      Real Estate

3.      Business

4.      Internet

I’ll share with you great insights that I get from that book in related blogposts in the future. But for now, realize that it’s good if we use these four faster routes as a combo tool in our quest for financial freedom.

VUL Investment

Also last Monday, I have applied for a personal insurance plan. It’s a VUL offered by SunLife. VUL means Variable Universal Life. Simply put, VUL is a combination of insurance and investment.

As shared by my friend-agent, the first goal anyone should have is to be safe; then the goal of a comfortable life comes second.
In other words, before one strives to have a comfortable life, one needs to ensure to have a safety net in case something unfortunate happens in your life.
The first goal - to be safe – sounds very simple, yet very few are aware of its utmost significance.
The second – to be comfortable – is something that everyone looks forward to.
You see now what hooked me up with the VUL type of investment. VUL answers those two financial goals: the insurance for the safety net, and the investment for the wealth building part.
Because aside from its insurance protection part, it can also serve as an emergency fund and a retirement fund.
Emergency fund because you can actually get your money back anytime and use it for unforeseen life surprises; and retirement fund because once you’re done with your premiums, then you have the option to keep it there or get it. So it’s also like your giant piggy bank that will help answer your retirement needs.

Personally, I have chosen a 10-year plan with monthly premium of 1.5k.
In case you also want that type of investment, or if you have any other question about it, just leave a comment below and I’ll ask my kind friend to contact you directly. Note that there are several factors in determining the annual premium of a policy. They are, but not limited to, 1. Age 2. The amount of coverage and 3. Smoker or Non-Smoker. It’s important that you start as early as possible because every year you delay means an increase in your monthly premium.  

That’s all for now!
As you continue to cherish the national freedom we have now, don’t forget to also work your way to your financial freedom day!
Hope you enjoyed your holiday!
Have fun and millions investing!
Mabuhay ang Pilipinas!

PS: Do you want to have a copy of the book 8 Secrets of the Truly Rich? Hang around for future posts on how you can get one!
PS2: Makes sure you’re in on our Facebook exclusive group – Investing the Philippine Stock Market – Tips and Tricks!
PS3: June 12 1898 is our independence day. When do you plan to set your financial freedom day? Yes, you need to add time element to your goals. A deadline draws the line between a mere dream to a committed plan. I’ll share mine in my future posts – My 33 Year-Old Challenge! 
PS4: What happens after achieving your second goal of a comfortable life? Here's the third more fulfilling challenge you can give to yourself - be rich and affluent. Why stop being comfortable? Why not help others and bless them with your wealth? Why stop the flow of abundance in your life? Why not help them attain the same thing through your service so that there'll be more blessors on this planet? It’s the ripple effect. That’s a perfect goal since having that money freedom removes all the pressures that can possibly hamper you in your ultimate mission. You are free to risk. You have all the means in expanding your sense of who you really are. When this happens, imagine the tremendous difference you can make. Imagine the better world the next generation would have because of you. Now that's the real wealth - it's yourself.

Photo credit

Bo Sanchez' Truly Rich Club Stocks Update

Just a sweet short note for you this Sunday morning!
Here’s the latest update of Bo Sanchez’ Truly Rich Club regarding investments in the Philippine Stock Market.
As you probably know, the club gives regular stock update to help its members in taking charge of their investments in the Philippine Stock Market. (Aside of course from its empowering Wealth Strategies, ebooks and a whole lot more of financial materials!)
Read on!

PS: Membership is now open to our newest facebook group – Investing in the PhilippinesStock  Market – Tips and Tricks. Join now and get exclusive access to tools and resources for your investing career! It's our private vault of financial ebooks and mp3 files! Join here!

It’s Up To Me

Photo credit

PS: Why this poem? Because we need to remind ourselves that we have the power to create the future we want! Focus on that! Have a recharged morning! 

PS2: Your success and happiness are up to you. Really.

Investing in the Philippine Stock Market – Quote for the week

With the Philippine Stock market in its red phase now, let's in the meantime turn our attention to a reminder quote for the week.

Got this one from Robert Kiyosaki FB status update:

Money only magnifies who you really are. If you are a happy person, more money will make you happier. If you are unhappy person, more money will make you miserable.

Have fun investing (with who you really are)!

PS: Membership is now open to our newest facebook group – Investing in the PhilippinesStock  Market – Tips and Tricks. Join now and get exclusive access to tools and resources for your investing career! Join here!

Photo credit

Gus Cosio Says So - What to do now as investor in the Philippine Stock Market

Gus Cosio Says So - What to do now as investor in the Philippine Stock Market

Hello investors in the Philippine Stock Market!

It’s been almost half a year this 2012!  This is a perfect time in assessing our present performance in the Philippine Stock market.

How are you doing in your doing in your investments?

Did the Philippine stock market become friendly enough to you?

What are your investment lessons you had in this first half of the year?

And what are your plans in coming next half-year?

In case you’re finding yourself wandering now and not sure what to do in the current condition of the Philippine Stock Market, here’s some encouraging words from our kind friend Gus Cosio, one of the most respected fund manager in the Philippines:

It's amazing that so many people are interested in getting to understand financial markets. I gave a talk this evening to Metrobank/First Metro investors and clients about financial markets outlook. Generally, I imparted my view that this country is in a bull phase that will likely run for three more years. Inflation will be stable, GDP will see sustained growth, the PHP will tend to strengthen and the fiscal position of the government will be more manageable. Having said this, any weakness in stock prices should be temporary and a buying opportunity for most stocks.

Photo credit

That’s it!

Just making sure you’re still in your sense and ready in this exciting phase of the Philippine stock market!

Don’t be disappointed if ever you have not so good returns so far. For sure, your harvest time will come if you’ll just be faithful at this planting time!

Enjoy Monday! Enjoy the rest of the week!

Have fun investing (and reaping in the future)!

PS: Membership is now open to our newest facebook group – Investing in the PhilippinesStock  Market – Tips and Tricks. Join now and get exclusive access to tools and resources for your investing career! Join here!

Free Downloads for Beginners Investing in the Philippine Stock Market

Free Downloads for Beginners Investing in the Philippine Stock Market


Hi (future) millionaire,
I just actually came from a very mini-concert to which I was invited with some chit-chats after with two college friends this very early morning; and thought of dropping you a brief  note.
Yes, am writing this post with no sleep yet.
But before I go to my bed, just want to ask your help in spreading the value of financial literacy in our country.

In the aspect of investing in the Philippine stock market, I believe the book of our dear friend Bo Sanchez My Maid Invests in the Stock Market… and Why You Should, Too! Is the best way to introduce the world of stocks investing to them.

If you have the same eagerness to help others achieve their financial freedom through the Philippine stock market, then just share this blog with them.
Feel free to share also the book which can be found here.
In case they see the great potential of investing in the stock market, then also share this stocks investing book for beginners with them.

That’s it, just a sweet request! For your friends and loved ones!
Good night  morning!

PS: Just a short segway, right now I’m still amazed on how vibrant our present youth and young professionals are in the mini-concert I attended. That was my first time to attend such an event and  I saw many people in the room, some my age  and older, who, I think, are really desperate in identifying themselves and looking for something they can associate themselves with.
Why did I say desperate? Because I witnessed personally their perseverance while waiting hours in that small confined room just to hear their favorite band in less than half an hour! Everyone’s sweat glands were tested as the whole crowd tried to fit itself in that tiny café-bar totally making the room like a sauna cubicle. I suppose they wouldn’t like that kind of set-up if not for their desire to see personally their favorite band. Talk about passion?!

Photo credit